And credit can be especially useful when an expense sneaks up on you and you just don't have enough in your emergency fund to cover the entire cost. A personal loan and personal line of credit are ...

A business line of credit (LOC) can provide financing for larger business expenses but could be more difficult to qualify for ...

When you need money for reasons that don't fit into any of these specific categories, a personal loan or line of credit can be a good option. "Personal loans and lines of credit both provide two ...

kate_sept2004 / Getty Images A home equity line of credit (HELOC) is a line of credit that uses the equity you have in your home as collateral. The amount of credit available to you depends on the ...

Debit cards let you pay for things with money in your bank account, while credit cards pay with a line of credit. A debit ...

Prior to Newsweek, Claire spent five years at Bankrate as a lead credit cards editor. You can find her jogging through Austin, TX, or playing tourist in her free time. A business line of credit ...

Grow your small business with tailored recommendations. OnDeck offers business lines of credit for startups with 12 months or more in business, and it can approve line of credit draws between $ ...

A home equity line of credit is secured by the equity you have built up in your home. It can be a powerful tool, but it also can be risky. Here's how a HELOC works, where to get one, and what ...