Generally speaking, low-APR credit cards usually require you to have a ... Also, lower your credit utilization (meaning don't use more than 30% of your available credit) and avoid applying for ...

However, our opinions are our own. See how we rate credit cards to write unbiased product reviews. Definition of APR The term APR stands for "Annual Percentage Rate" and represents the yearly cost ...

If you pay off your monthly balance in full by each statement’s due date, you typically avoid paying interest on your purchases — but if you carry a balance, your issuer charges you interest ...

To temporarily bypass those interest charges on new charges or balance transfers, choose a 0% introductory APR credit card. The zero can be a hero when it comes to saving significant sums on ...

Americans are holding a big, fat I.O.U. to credit card companies and a new card from U.S. Bank might help ease the financial ...

Penalty APRs. With many 0% APR credit cards, you'll lose the introductory rate if you make late payments, meaning you'd have to pay off the remaining balance at a higher interest rate. You could ...

A 0 percent APR credit card can be a great financial tool, but there are debt traps to be aware of when using one. Always make the minimum payments on your credit card to avoid consequences like ...

Some business credit cards offer introductory 0%-APR periods for purchases and/or balance transfers. These deals can be a great way to finance business expansions or reduce the interest you're ...

The good news is there is one type of credit card that can give you more flexibility during these trying times — without tacking on high interest. A 0% APR credit card offers an introductory ...

A 0 percent APR credit card can be a great financial ... And giving up those three months could mean getting a card with way better long-term value via rewards or short-term value via a lower ...