Credit counseling is a free or low-cost service that helps you better understand your finances and manage your debt. It’s usually offered by nonprofit agencies specializing in helping people improve ...

What is credit counseling? Learn how it provides guidance on debt repayment, budgeting and financial planning. See if it’s the right choice for you.

and budget counseling may help prioritize short- and long-term goals. Budget counselors can also assist with issues regarding when to use credit cards vs. cash and can explain how your credit ...

If you need help making a game plan to reduce credit card debt, many credit cards offer debt counseling free of charge. Look for the credit counseling number on a statement. Most banks or credit ...

If you have upcoming credit card bills due and plan on only paying the minimum balance, there are reasons why that might be a ...

Explosive Growth in Credit Counseling Demand: Hispanic individuals now account for 28% of MMI’s credit counseling clients, with demand skyrocketing 54% year-over-year, compared to a 31% increase among ...