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There was a time not very long ago when it was pretty easy to find a CD with an APY of 5%. All you had to do was shop around for the best CD rates and ... paying 3.5%, or 3%, or less.

The best CD rates at Huntington are reserved for its 7-month and 11-month promotional CDs, which currently have rates above 3%. You’ll need ... you might fare better looking elsewhere.

Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.