Since the merger of FiatChrysler with France's Peugeot-led PSA group, a new conglomerate of brands have been established.

Penny Gusner, senior insurance writer for Forbes Advisor Umbrella insurance is a separate policy that can offer additional liability coverage beyond your home and car insurance policies.

If you’re sued for damages that exceed the liability limits of your car insurance, homeowners insurance or other coverages, an umbrella policy would step in to help you pay what you owe.