Let's look at your credit utilization ratio and how you can maintain a low ratio to improve your credit score. Related: What is a good credit score? The term "credit utilization ratio" describes ...

To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

Credit card issuers are required to include a “minimum payment warning” in compliance with amendments to the Truth in Lending ...

It's likely that you're not taking advantage of your credit cards in every way available. Read on to find out how to change ...

Paying off credit card debt could help raise your credit score and bring down your overall debt levels, making you a more ...

Discover why a perfect 850 credit score isn't necessary for financial success, and what you can do to improve your score.

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Credit utilization is the ratio of your overall credit balances (the amounts you currently owe to various lenders) to your credit limit (the maximum amount you’ve been approved to borrow).

Applying for a credit card triggers a hard pull, which dings your credit score whether you’re approved for the card or not.

then your credit utilization ratio is high, and that status could cause you problems. High credit utilization doesn’t look good on new credit card applications. To make matters worse ...