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There are many different types of investments within each bucket ... Note: We won’t get into cash equivalents — things like money markets, certificates of deposit or savings accounts ...

To be truly diversified, you need to own not just many different stocks, but many different types of stocks ... and those from emerging-market nations, such as China, Brazil and Thailand.

An increasing number of markets are now based online. There are a number of different types of market depending on how many companies operate within it.