If you have received a new credit card recently, it probably contains an EMV chip. You may not have noticed it because most US retailers still let you swipe to pay. But that will change soon.

The EMV chip technology or credit card security chips is one such measure. Europay, Mastercard, and Visa created EMV chip technology to store card information on a metallic chip instead of a ...

The big difference is that you’ll have to leave the card in place for several seconds so that the EMV chip can communicate with the network. This could make using the new cards more cumbersome.