A late payment isn’t the end of the world ... and you may not receive a response. If the letter doesn’t work in your favor, ...

Do goodwill letters work? It depends on your circumstances. Certain banks, such as Chase and Bank of America, say they will not honor a late payment removal letter because they are legally ...

A goodwill letter is a formal request to a creditor asking them to remove a negative mark, like a late payment, from your credit report. Goodwill letters are most effective when the late payment ...