Buying a CD typically includes an evaluation of trade-offs. A longer-term CD commonly will offer a higher APY, but then you'll be locking your money up for a longer period of time. A successful ladder ...

A bond ladder can also confer some peace of mind. “If the market is taking a crazy tumble, we know that we’ll have this cash washing ashore” when a target-maturity bond ETF matures ...

To build a CD ladder, you spread your deposit across multiple terms with different maturity dates. This way, you create a series of CDs with staggered access to your savings, leveraging short-term ...

A bond ladder is an investment strategy where you buy several bonds with different maturity dates. The goal is to generate a reliable stream of income while reducing interest rate risk -- which ...

A CD ladder is a plan in which you split your total deposit into multiple CDs that each have different maturity dates.

Given the rate-curve inversion, one-year ladders have higher average yields than longer ones. A step stool of T-bills of three, six, nine and 12 months pays an average 5.25% to maturity ...

If climbing a ladder is too slow for you ... risk type of investing because the interest rates are locked in until maturity. CD funds are also protected by FDIC, meaning that each account is ...