NerdWallet's worksheet incorporates the 50/30/20 budget, which suggests that 50% of your income goes toward needs, 30% toward wants and 20% toward savings and debt repayment. Your take-home pay ...

and monitor savings. Templates like personal budgets, wedding expenses, and investment tracker assist in effective financial ...

For those who are ready to take the leap, creating a spreadsheet from scratch ... can enter items such as fixed and variable expenses, debt and savings. You even get a bill tracker and monthly ...

Common long-term savings goals include a new car ... Free tools are a great jumping-off point as you navigate a budget spreadsheet. Spend three to four months using one of these templates to ...

Other free budgeting mobile apps include Goodbudget, Achieve MoLO and SoFi Budget Planner. Using pen and paper, envelopes and spreadsheets are free, low-tech ways to budget. The best budgeting ...