The percentage of credit card accounts that were at least 90 days past due hit a 12-year high at the end of 2024.

To build strong credit, you have to start somewhere – and for most consumers, that journey begins in young adulthood. For ...

When you owe a lot and are trying to improve your finances, you need a way to make extra payments strategically.

The average FICO Score fell in April, weighed by delinquent student loan borrower. More borrowers are expected to follow suit ...

As a nation, we've normalized living beyond our means—from federal deficit spending to consumer credit card debt—with ...

Our opinions are our own. The best student credit cards set you on a path to building strong credit — something that might not seem pressing while you're still in school but will matter a lot ...

Credit card debt is at an all-time high. American consumers carry a combined balance of $1.2 trillion, according to a recent ...

Restrictions: Borrowers can’t use Discover personal loans to pay off Discover credit card debt. High late payment fee: There’s a $39 fee if your payment is late, which is one of the highest ...

Another possibility is that some Americans' credit scores artificially rose when student loan debt stopped being reported to credit bureaus during the pandemic. As a result, that expanded the pool of ...

Make all monthly payments on time: Making consistent on-time payments on student loans, credit cards and other lines of ...