There isn't a specific amount of credit card debt that's considered too much. Instead, it depends on your individual financial situation and how you're using your credit cards, Experian reports.

Americans now carry 8% more credit card debt than a year ago and owe $6,239, on average, as rising prices and higher interest rates strain our wallets and make repaying our outstanding balances ...

Credit cards are a great tool to finance purchases if you are disciplined in your spending, and they are much safer to use ...

Nobody wants to fall into debt, but it happens all too easily — and quickly. Some of the most common expenses that throw people into credit card debt ... exactly how much they spend each month ...

3) Having too much debt can make you ineligible for some home ... Add up all your monthly debt payments, which includes credit card payments, student loan payments and payments to any other ...

Lastly, you might need to consider a longer-term solution if you have substantial credit card debt, like a debt consolidation loan. Otherwise, you run the risk of paying too much in transfer fees ...

Reducing your credit card balances reduces this ratio and produces an almost immediate score improvement. Learn more: How to qualify for a debt consolidation loan How much can your score improve ...

Are you taking on too much risk by only using a debit card? Are you leaving free money and rewards on the table by paying for everything with debit? How much credit card debt is unsafe ...

How much? Did you take on new debt? How much, and how long will it take you to pay it off? “Start by gathering all your credit card statements and receipts from your holiday spending.