Fixed-rate CDs can be particularly valuable in a falling-rate environment. By locking in a high yield now, you’ll continue ... 3.9 stars out of 5 Bankrate’s overall rating of Bank5 Connect ...

As the federal funds rate decreases, you can expect CD rates at many banks to follow suit, and vice-versa. Right now, the federal ... 2008 financial crisis, the country entered the worst economic ...

CD rates are influenced by the Fed's decision. Since the Fed didn't cut rates, it's likely CD rates will hold steady. That said, CD rates are likely to continue falling throughout 2025.

Thomas Barwick / Getty Images Truist Bank, which offers up to 4.0% on a 5-month certificate of deposit (CD) as of January 2025 ... the 10 largest banks in the country. Truist offers several ...

While a CD is simple to use, however, and easy to earn a high return from right now, there are still some costly mistakes that should be avoided. This is particularly true for prospective account ...

Bob Haegele is a freelance personal finance writer. He specializes in topics such as credit cards, investing, and banking. Bob holds a degree from Marquette University in Milwaukee, Wisconsin.

Right now, savers can easily secure a rate of 4.40% with a traditional, 1-year CD. And they may even be able to find a rate a bit higher by shopping around for CD accounts online. No-penalty CDs ...

The best no-penalty CD rate is 4.35% APY from OptimumBank 5 Month No Penalty CD, powered by Raisin. If you want even more term options and are willing to consider banks that charge penalties ...

If you want to secure a high interest rate on a certificate of deposit (CD), now’s the time to open a ... currently boast APYs between 4% and 5%—it’s just a matter of which bank offers ...