The average household’s debt increased to $105,056 last year, according to Experian. With consumer prices and inflation making it difficult for Americans to pay off debt, delinquencies on ...

Paying off collectors in full is one option, but you may also consider settling unpaid debts. A settled debt simply means that a creditor has agreed to accept less than what’s owed as final payment.

Before we dive into credit card payoff strategies, here’s a look at a few key statistics to help you see how your debt compares to others. 48% of credit cardholders have carried a balance at ...

Identifying the root cause of your financial woes should allow you to isolate and correct the behaviors that left you in debt. It can also help you rule out payoff strategies that don’t make ...

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You can use these loans to combine multiple unsecured debts into one fixed monthly payment, which makes the debt much easier to pay off. Debt consolidation loans are a particularly smart choice ...

Learn strategies for whittling down what you owe, and get insight into the best approach depending on your debt load. Many, or all, of the products featured on this page are from our advertising ...

If you’re in more credit card debt than you can handle, you might feel like you’re out of options. But, there is a way out. Many people are able to successfully pay off their credit card debts ...

Identifying the root cause of your financial woes should allow you to isolate and correct the behaviors that left you in debt. It can also help you rule out payoff strategies that don’t make ...

If you're considering opening up balance transfer cards to pay off debt with 0% APR, just be aware that your credit score may take a hit since each new card application adds a hard inquiry onto ...