FEMA’s 50% rule is a complex regulation that can cost homeowners a small fortune. Essentially, those in a flood zone who have substantial damage might not be allowed to just do simple repairs.

Many who live in Westwind Mobile Home Park near Dunedin are still being hit with a vortex of stress, anguish, and anxiety ...

Eventually, he got a substantial damage letter, two of them in the ... Local municipalities are working to be in compliant with FEMA’s 50% rule, a federal guideline which says if a flood-zone ...

Gateway Mobile Home Park is one of several Pinellas County mobile home parks now feeling the squeeze of the dreaded FEMA substantial damage rule. Because the park flooded during Hurricane Helene ...

Insurance Commissioner Nick Gerhart has asked the Federal Emergency Management Agency to ... be enough to protect against any future flood damage. FEMA has not decided whether to grant the waiver ...

Anna Paulina Luna from Pinellas County said she wants to tackle FEMA's 50-percent rule ... for residents who are rebuilding. The rule says homes with damage that amounts to more than 50 percent ...