But if you move your debt to a balance transfer card with a lower APR or a 0% APR offer, you can make more progress on paying off your debt and eventually knock out that obligation for good.

Before completing a balance transfer, always read the terms and conditions for the new credit card. Calculate how much interest will be saved (or not) by the time a promotional period ends.

Need to send money to a person or business? Here are the fastest, easiest ways to transfer money in Canada. Many or all of the products featured here are from our partners who compensate us.

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