This February, sign up for a credit card and you could walk away with an all-new Porsche Taycan or a trip for two to the Star ...

I think about credit cards all the time. As a personal finance journalist, I've written about credit card rewards for a decade now, and have more than three dozen active cards of my own.

You get bonus points for spending on travel, dining and some everyday purchases. Points are worth more when used to book through Chase.