"Saving 30% to 50% buying in bulk—replenishable items from toothpaste to soup, or whatever I use a lot of—is the best guaranteed return on investment you can get anywhere." Instead of gambling ...

That means taking a hard look at his budget and finding ways to lock in savings on essentials. "Saving 30% to 50% buying in bulk—replenishable items from toothpaste to soup, or whatever I use a lot of ...