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Operator Good morning, and welcome to the Synchrony Financial fourth quarter and full year 2024 earnings conference call.

Connecting decision makers to a dynamic network of information, people and ideas, Bloomberg quickly and accurately delivers business and financial information, news and insight around the world ...

Presentation Operator Good morning, and welcome to the Synchrony Financial 4th-Quarter and Full-Year 2024 Earnings Conference Call. Please refer to the company's Investor Relations website for access ...