I have a pretty good amount in my IRA ($500,000) that I have contributed to for years. I also funded my husband's IRA spousal account ($70,000) as he seldom worked and made zero contributions himself.
You're free to withdraw money from any of your retirement accounts at any time, but the federal government may swoop in demanding taxes and penalties if you don't heed all of its rules.
But unfortunately, the S&P 500 is up 63% since the beginning of 2021, further underscoring the poor performance of these stocks in that period. All three have dropped below $100 per share. But the ...