That now gives you five choices for a nationwide CD paying 6% or better, including yesterday's newly crowned rate leader, Bayer Heritage Federal Credit Union, which is offering 6.18% APY on a 12 ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with ...

The top CD rate in the country returned to 5% territory with a sweetheart of a deal unveiled on Valentine's Day. Here are the ...

Can You Get 6% on a CD? You can score a 6% APY on a CD, but a rate that high is usually only available through credit unions, which have a membership requirement to be eligible for accounts and CDs.

That noted, today's CD rates are markedly lower than they were at this point in 2024. In recent years, for example, select savers were able to open accounts with rates as high as 6% and 7%.

Before opening an account, shop around to see which financial institutions are offering the most attractive rates. Can You Get 6% on a CD? Financial Partners Credit Union currently offers an 8 ...

With rates under 1% on high-yield savings and certificates of deposit (CD) accounts in 2020 ... with returns on the latter type hitting 6% and 7% for some savers. And, in a rate reversal, savers ...