Ladies and gentlemen, thank you for standing by. Welcome to the American Express Q4 2024 earnings call. (Operator Instructions) As a reminder, today's call is being recorded. I would now like to turn ...

The revival of discretionary technology spending is expected to enable Indian IT companies to see incremental revenue growth, as they capitalise on the new cycle of investments. This resurgence is ...

Participants are encouraged to go on a spending "fast" by abstaining from buying anything but the barest essentials. The idea is to use the you'd spend on Starbucks and other luxuries to pay down ...

“Then 20% goes to savings and investments , and the remaining 30% covers discretionary spending, such as non ... Think of your budget like baking a pie. Your first step is to gather your ...

Marshal Cohen, the chief retail analyst at Circana, breaks down discretionary spending in 2025. "The average American consumer, and this is for household income, runs at about $850 on an annual ...

According to Cohen, subscription services are among the newest ways consumers are indulging and enhancing their lifestyles, and the opportunities are expansive. Melania Trump launches her own ...