Recent developments in Washington regarding budget reconciliation indicate potential significant impacts on education ...

The amount of discretionary income that people have can easily impact their spending behavior. If an individual gets a raise, for example, they may have more leeway to purchase non-essential items ...

He said, “One area of significant impact is discretionary spending on items like dining ... a meaningful difference over the long run. For example, an extra 1% to 2% of income invested annually ...

Some of these examples are exaggerated for humor ... so in your mind it is free money. When it’s for discretionary spending, it’s not turning your budget on its head and putting you in ...

Despite travel accounting for just 1.2% of discretionary spending, those who did spend on travel had significant expenditures. Indian consumers allocated 29% of their spending to discretionary ...