In fact, using these words might prompt the debt collector to pursue other legal options, including filing a lawsuit. That's why it's essential to use this phrase as part of a broader strategy to ...

But tackling the debt that we racked up during the holidays? TIFFANY ALICHE: Well, first, like I said, you have to make a list of like who do you owe and what did you spend just so you can get a clear ...

Dealing with debt collectors can feel like a never-ending headache. Between the constant phone calls, threatening letters and aggressive tactics, their efforts can leave you feeling frustrated and ...