2020年1月18日 · Re: Balance Transfer to card or to checking account? In my experience I prefer the account deposit option as it seems quicker. It can take up to a total of 30 days to post by doing the actual BT from card to card, but most have completed right around two weeks.

2019年1月1日 · One way to accomplish this is to use another card to get a cash advance. PenFed and USAA both have cards that do not charge a cash advance fee (YMMV). Once you obtain the cash, initiate the balance transfer. You will have a small amount of interest on the cash advance. Every once in awhile I have received offers to do 0% fee on a balance transfer.

2021年10月3日 · @Anonymous wrote:. I have read online about balance transfers also allowing you to do a direct deposit to a checking account, using that money to pay off an existing card that has a balance on it instead of giving them the other creditors info? is the Citi Double Cash one of these cards? is this method faster than the conventional method for balance transfers since it …

2019年1月15日 · Its not the end of the world carrying over 29% on your credit card. I was over 50% for quite awile on my Boa card even as high as 70% . Key is to make good payments and you should be ok. There are better places for personsl loans than Discover imo . A bt with your Disco is a good idea. You will probably even get a big cli on it too.

This past Monday I did a balance transfer for the very first time from my Discover card recieved a mailing promo with convenience checks 0% apr for 12 months with a temporary cli of $3,000.00 for doing balance transfer for 12 months with 2% balance transfer fee, I deposited one of the checks in my checking account Monday evening, next morning ...

2013年3月7日 · This past Monday I did a balance transfer for the very first time from my Discover card recieved a mailing promo with convenience checks 0% apr for 12 months with a temporary cli of $3,000.00 for doing balance transfer for 12 months with 2% balance transfer fee, I deposited one of the checks in my checking account Monday evening, next morning amount was …

2015年7月5日 · I'm thinking about applying for a chase slate card. Is it possible to balance transfer to a discover checking account. I read through a few threads of people doing similar things with citi. Like balance transferring to a citi credit card and getting a negative balance refund. Only thing is I don't h...

2020年3月9日 · I think I remember than in the past certain credit cards (maybe Chase or Discover?) allowed skipping the whole balance transfer check thing and just deposited money into your checking account. A lady over the phone took down my information and I had the money within 3 days. Does anyone know which ...

2015年10月2日 · • The new balance shown on your statement, if it is less than $20; • $20 if the new balance is at least $20; • 1% of the new balance (the result is rounded down to the nearest dollar), plus any billed interest or minimum interest charge; or • 1.5% of the new balance (the result is rounded down to the nearest dollar).

2014年9月19日 · I just did two seperate balance transfer transactions online. I requesed a balance transfer from my Discover card to my Chase checking account and I made another transfer request from my FNBO Discover card to my Chase checking account. I made the requests for relatively small amounts. I am basically...