Original Medicare pays for many, but not all, health care services and supplies. Medicare Supplement . Insurance (Medigap) is extra insurance you can . buy from a private health insurance company to help pay your share of out-of-pocket costs in Original Medicare, like copayments, coinsurance, and deductibles. If you have a Medigap policy and ...

Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private health insurance company to help pay your share of out-of-pocket costs in Original Medicare . Generally, you must have Original Medicare – Part A (Hospital Insurance) and Part B (Medical Insurance) – to buy a Medigap policy.

Medicare drug coverage (also known as Medicare Part D) helps pay for the brand-name and generic drugs you need. It's optional and offered to everyone with Medicare by insurance companies and other private companies approved by Medicare.

Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private insurance company to help pay your share of costs in Original Medicare.

Health insurance companies must clearly identify a Medigap policy as "Medicare Supplement Insurance." Your best time to buy a policy is during your Medigap Open Enrollment Period. Follow these steps when you’re ready to buy a Medigap policy:

You might be able to get these plans if you were eligible for Medicare before January 1, 2020, but not yet enrolled. Learn more about who can buy this plan.

Medicare drug coverage (Part D) is extra coverage people with Medicare can choose to help lower costs of prescription drugs. Medicare-approved private plans offer this coverage. Even if you don’t take prescription drugs now, consider getting Medicare drug coverage.

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A Medigap policy is a supplement to Original Medicare coverage. When you’re getting started with Medicare, you can either buy Medigap or enroll in a Medicare Advantage Plan, but you can’t have both.

You get your Part A, Part B, and Medicare drug coverage (Part D) through a single plan. Remember, you must have Part A and Part B to join a Medicare Advantage Plan, and you’ll usually get your drug coverage through that plan.