How credit scores can both help and hurt Americans
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CNBC
How credit scores can both help and hurt Americans
Credit scores affect almost every aspect of an American's financial life. A recent study showed, for example, that 42% of Americans said their credit scores prevented them from accessing financial products like credit cards or loans. But some credit experts argue the current reporting and scoring systems have major issues. Others say that many ...
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➡️ FOLLOW TO INCREASE YOUR CREDIT SCORE ✅ So, how is a credit score calculated? Here's a breakdown:Payment history (35% of total score): This is the most important factor in determining your credit score. It includes information about your past and current payments, including any late payments, bankruptcies, or collections. Lenders want to see that you have a history of making timely payments, so it's important to pay all your bills on time.Credit utilization (30% of total score): This refers to
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➡️ FOLLOW TO INCREASE YOUR CREDIT SCORE ✅ So, how is a credit score calculated? Here's a breakdown:Payment history (35% of total score): This is the most important factor in determining your credit score. It includes information about your past and current payments, including any late payments, bankruptcies, or collections. Lenders want to see that you have a history of making timely payments, so it's important to pay all your bills on time.Credit utilization (30% of total score): This refers to
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